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Work Passes

Singapore S Pass Guide 2026: Eligibility, Salary, Application and More

By Singapore Top Immigration

Last updated: March 2026

The S Pass is one of Singapore's most common work passes, issued to mid-skilled foreign professionals, technicians and associate professionals (APTs). Whether you are planning to work in Singapore or you are an employer looking to hire foreign mid-level talent, you need to understand how the S Pass system works. This guide covers eligibility criteria, salary thresholds, quota rules, the application process, renewal, and how S Pass holders can eventually apply for Permanent Residency.

As of September 2025, the minimum qualifying salary for an S Pass is $3,300 per month for most sectors, with higher thresholds for financial services. These numbers will rise again in January 2027. Getting the details right matters, because salary shortfalls are the single most common reason S Pass applications are rejected.

S Pass at a Glance

Key numbers every applicant and employer should know

$3,300

Minimum salary (general sectors, age 23 and below)

$650/mo

Employer levy per S Pass holder (all sectors)

10–15%

Company-level S Pass quota cap (by sector)

~10 days

Typical MOM processing time (business days)

Source: Ministry of Manpower, effective 1 September 2025

What is the S Pass?

The S Pass is the middle tier of Singapore's work pass framework. It is aimed at associate professionals and technicians earning a fixed monthly salary that meets the Ministry of Manpower's (MOM) minimum threshold. Typical S Pass holders work as technicians, specialised equipment operators, paramedical staff, or in mid-level administrative and operations roles.

The Employment Pass (EP) targets higher-earning professionals and managers, while the Work Permit covers semi-skilled workers in specific sectors. The S Pass sits between the two. Unlike the EP, the S Pass is subject to a company-level quota and a monthly levy. Unlike the Work Permit, it carries fewer restrictions on job types and industries. For a full comparison of the EP, see our Employment Pass guide.

Every S Pass application must be made by the employer (or an authorised employment agent) on behalf of the candidate. Individuals cannot apply on their own.

S Pass eligibility criteria

Meeting MOM's eligibility requirements is the first step. The ministry looks at two main areas: salary and qualifications.

Salary requirements

The qualifying salary for an S Pass is not a single flat number. MOM uses an age-progressive scale that benchmarks S Pass salaries against the top one-third of local APT wages for each age band. Younger candidates face a lower minimum; candidates aged 45 and above face the highest threshold.

The current salary schedule, effective from 1 September 2025, is as follows:

Salary Requirements

S Pass minimum salary by age band (from Sep 2025)

Age Band
General Sectors
Financial Services
23 and below
$3,300
$3,800
24–27
~$3,500–$3,800
~$4,100–$4,400
28–32
~$3,800–$4,100
~$4,400–$4,800
33–39
~$4,100–$4,400
~$4,800–$5,200
40–44
~$4,400–$4,800
~$5,200–$5,650
45 and above
$4,800
$5,650

Ranges are indicative. Use MOM's Self-Assessment Tool (SAT) for exact figures. Effective 1 Sep 2025.

S Pass minimum monthly salary by age band for general sectors and financial services in Singapore, effective September 2025
Age bandGeneral sectorsFinancial services
23 and below$3,300$3,800
24–27~$3,500–$3,800~$4,100–$4,400
28–32~$3,800–$4,100~$4,400–$4,800
33–39~$4,100–$4,400~$4,800–$5,200
40–44~$4,400–$4,800~$5,200–$5,650
45 and above$4,800$5,650

Note: MOM does not publish exact figures for every age within each band. The ranges above are indicative based on published floor and ceiling values. Use the Self-Assessment Tool (SAT) on the MOM website to check the exact minimum for your candidate's age and sector.

The financial services sector has always carried a premium because average local salaries in that sector are higher. If you are unsure whether your company falls under the financial services classification, check MOM's sector definitions or use the SAT. MOM recommends running the SAT before submitting an application, as candidates who receive a positive SAT result have a much higher chance of approval.

Tip: Fixed monthly salary means the base salary before overtime, commissions, bonuses or allowances. Variable pay does not count toward the S Pass salary threshold.

Qualification requirements

Unlike the Employment Pass, declaring educational qualifications is optional for S Pass applications. If you choose to declare them, though, the credentials must be authentic and verifiable. MOM may conduct checks, and submitting false qualifications can result in the application being rejected and the employer being barred from future applications.

In practice, most successful S Pass candidates hold at least a diploma or technical certificate, although there is no formal minimum qualification requirement written into the legislation.

Sector-specific requirements

Certain regulated professions have additional registration requirements beyond standard S Pass eligibility:

  • Healthcare professionals (doctors, nurses, pharmacists, allied health practitioners) must hold valid registration from the relevant Singapore professional council, such as the Singapore Medical Council, Singapore Nursing Board, Singapore Pharmacy Council, or Allied Health Professions Council.
  • Lawyers require registration with the Legal Services Regulatory Authority.
  • Traditional Chinese Medicine practitioners need approval from the TCM Practitioners Board.
  • Professionals in financial services roles may require licensing from the Monetary Authority of Singapore (MAS).

If you are hiring for a regulated profession, confirm the registration requirements before submitting the S Pass application. A valid S Pass does not substitute for professional registration, and the candidate cannot start work in a regulated role until both the pass and the registration are in place.

S Pass salary requirements in 2026 and 2027

Salary thresholds change regularly and vary by age and sector, so keeping track of the numbers is important.

Current thresholds (from 1 September 2025)

The base minimum for general sectors is $3,300 per month for candidates aged 23 and below. The base minimum for financial services is $3,800. These figures increase progressively with age, reaching $4,800 (general) and $5,650 (financial services) for candidates aged 45 and above.

Upcoming changes (from 1 January 2027)

MOM has announced the next round of salary increases:

These new thresholds will apply to all new S Pass applications submitted on or after 1 January 2027. For existing S Pass holders, the new thresholds kick in when their passes come up for renewal from 1 January 2028 onwards. This has important implications for renewal planning, which we cover later in this guide.

Tip: If you are applying in late 2026, consider whether the offered salary will still meet the January 2027 threshold. An S Pass approved in November 2026 at $3,300 will need a salary increase to $3,600 before it can be renewed.

S Pass quota and levy

The S Pass differs from the Employment Pass in one big way: it is subject to both a company-level quota and a monthly government levy.

Quota (Dependency Ratio Ceiling)

Every company in Singapore can only hire a limited number of S Pass holders relative to its total workforce. This is governed by the Dependency Ratio Ceiling (DRC), which also covers Work Permit holders. Within the overall DRC, there is a separate sub-quota that limits the proportion of S Pass holders specifically.

S Pass quota caps by sector

Dependency Ratio Ceiling

S Pass quota caps by sector

SVC

Services

10%

Overall DRC: 35%

MFG

Manufacturing

15%

Overall DRC: 60%

CON

Construction

15%

Overall DRC: 83.3%

MAR

Marine Shipyard

15%

Overall DRC: 75%

PRC

Process

15%

Overall DRC: 83.3%

S Pass sub-quota shown. Overall DRC includes all foreign worker types (S Pass + Work Permit).

S Pass quota caps and overall Dependency Ratio Ceiling by sector in Singapore
SectorS Pass sub-quotaOverall DRC
Services10%35%
Manufacturing15%60%
Construction15%83.3%
Marine shipyard15%75%
Process15%83.3%

The services sector faces the tightest restrictions, with S Pass holders limited to 10% of the total workforce. Other sectors allow up to 15%.

The quota calculation depends on the number of local employees earning at least the Local Qualifying Salary (LQS). The LQS is currently $1,600 per month and will increase to $1,800 from 1 July 2026. Employees earning below the LQS do not count toward the denominator in the quota formula, which effectively makes the quota harder to meet for companies that employ many part-time or low-wage local staff.

For a deeper explanation of how the DRC works and how it affects hiring decisions, see our guide to the Dependency Ratio Ceiling.

Levy

Employers must pay a monthly levy of $650 for each S Pass holder. This was harmonised across all sectors from 1 September 2025, replacing the previous tiered levy system.

The daily levy rate works out to $21.37 (calculated as $650 multiplied by 12 then divided by 365, rounded up). The levy is charged daily and billed monthly through GIRO.

There is no levy concession or waiver for S Pass holders. The $650 rate applies regardless of the pass holder's salary or the employer's sector.

How to apply for an S Pass

Application Process

Six steps from job posting to S Pass card

1

Advertise on MyCareersFuture

Post the job for 14 consecutive days. Must reflect the actual role and salary.

2

Run the Self-Assessment Tool

Check MOM's SAT for an instant indication of approval likelihood.

3

Submit application via EP Online

Employer files through myMOM Portal. Application fee: $105 (non-refundable).

4

MOM processing

Typically ~10 business days. Complex cases may take up to 8 weeks.

5

Receive In-Principle Approval

IPA letter valid for 60 days. Candidate must enter Singapore within this window.

6

Pass issuance

Fingerprinting + photo at MOM. $100 fee. Card mailed in 3–5 working days.

The application process is handled entirely by the employer or their authorised employment agent.

Step 1: Advertise on MyCareersFuture

Before applying for an S Pass, the employer must post the job on the MyCareersFuture portal for at least 14 consecutive days. This requirement exists to make sure local candidates have been considered first. The job listing must reflect the actual role, salary range and requirements.

There are exemptions from the advertising requirement in limited situations, such as intra-corporate transfers or companies with fewer than 10 employees. Most employers, however, will need to advertise.

Step 2: Run the Self-Assessment Tool

MOM offers a Self-Assessment Tool (SAT) on its website. Entering the candidate's details (job title, salary, sector, age) gives an immediate indication of whether the application is likely to be approved. The SAT result is not a guarantee, but candidates who receive a positive assessment do have a much higher chance of approval.

Step 3: Submit the application

The employer submits the application through EP Online (accessible via the myMOM Portal). The application fee is $105, which is non-refundable regardless of the outcome.

Documents typically required:

  • Candidate's passport (valid for at least 6 months)
  • Educational certificates (if declaring qualifications)
  • Employment contract or letter of offer
  • Company's business profile and financial information
  • MyCareersFuture job posting reference number

For regulated professions (healthcare, legal, financial services), include the relevant professional registration documents as well.

Step 4: Wait for processing

MOM processes most S Pass applications within about 10 business days. Applications from overseas-based companies or those requiring additional verification may take up to 8 weeks. You can check the application status through the myMOM Portal.

Step 5: Receive the In-Principle Approval

If approved, MOM issues an In-Principle Approval (IPA) letter. The IPA is valid for 60 days. Within this window, the candidate must enter Singapore (if overseas) and complete the pass issuance process.

Step 6: Complete pass issuance

The candidate needs to visit the MOM Services Centre or an authorised clinic for fingerprinting and a photograph. The pass issuance fee is $100. The physical S Pass card is typically mailed to the employer's address within 3–5 working days.

Common reasons for S Pass rejection

Knowing why applications fail helps you avoid the same mistakes. Based on MOM data and feedback from immigration practitioners, these are the most frequent reasons:

Salary below the threshold for the candidate's age. This is the most common cause. MOM applies an age-progressive scale, so a salary that works for a 25-year-old may be rejected for a 35-year-old in the same role.

Insufficient job advertising. The 14-day MyCareersFuture posting must be complete and reflect the actual role. Posting a generic or mismatched job listing can result in rejection.

Employer quota exceeded. If the company has already hit its S Pass sub-quota or overall DRC limit, the application will be rejected regardless of how qualified the candidate is. Check your quota headroom before applying.

Mismatched qualifications or experience. Although qualifications are optional to declare, MOM may question whether the candidate's background aligns with the job. A candidate with no relevant experience applying for a specialised technician role may raise flags.

False or unverifiable information. Submitting forged qualifications, inflated salary figures, or inaccurate company information will result in rejection and potentially a debarment from future applications.

Company's hiring track record. MOM considers whether the employer has a pattern of hiring locals for similar roles. Companies that consistently bypass local candidates may face higher scrutiny.

What to do if your application is rejected

If an S Pass application is rejected, MOM will state the reason. You have the right to appeal within 3 months of the rejection. The appeal should include additional supporting documents that address the stated reason. For example, if the rejection was salary-related, you could submit an amended offer letter with a higher salary.

Appeals are submitted through the myMOM Portal. There is no fee for filing an appeal, and MOM typically processes appeals within several weeks.

If the appeal is unsuccessful, the employer can submit a fresh application with a different candidate or after addressing the underlying issues. There is no limit on the number of new applications, but repeated rejections for similar reasons may attract scrutiny.

For complex cases or repeated rejections, professional guidance can improve your chances. Contact our immigration consultants for help with your S Pass application or appeal.

S Pass renewal

S Pass holders whose passes are approaching expiry can apply for renewal up to 6 months before the expiry date. MOM recommends submitting the renewal application at least 2–3 months ahead to allow processing time and avoid gaps in employment authorisation.

The renewal process is similar to the initial application, submitted through EP Online. Processing takes about 10 business days.

The renewal salary trap

This catches more employers than you might expect: MOM applies the salary requirements in effect at the time of renewal, not the requirements that were in effect when the pass was first issued.

Consider this example. Suppose an S Pass was approved in August 2025 under the then-current minimum of $3,150. The pass is valid for two years, expiring in August 2027. When the employer submits the renewal in early 2027, MOM will apply the January 2027 salary threshold of $3,600 for general sectors. If the employee's salary has not been increased to at least $3,600, the renewal will be rejected.

If you hold an S Pass or employ S Pass holders, check the salary against the upcoming thresholds well before the renewal date. Salary adjustments should be made and reflected in the employment records before submitting the renewal application.

Tip: Set a reminder 6 months before each S Pass expiry to review whether the current salary meets the latest MOM thresholds.

S Pass vs Employment Pass: key differences

Many applicants and employers weigh up whether to apply for an S Pass or an Employment Pass. The right choice depends on the candidate's salary level, qualifications, and the employer's workforce composition.

For a detailed breakdown of the Employment Pass, including the COMPASS points-based framework, see our Employment Pass guide.

When the S Pass makes more sense

The S Pass is the right fit when the candidate's salary and role sit in the mid-skilled band and the employer has available quota. For roles where the offered salary falls between $3,300 and $5,599 (outside financial services), the S Pass is often the only option since the candidate would not meet the EP salary threshold.

Upgrading from S Pass to EP

If an S Pass holder's salary increases to meet the EP threshold and the role meets COMPASS requirements, the employer can apply to convert the pass to an Employment Pass. This is not an automatic upgrade; a fresh EP application must be submitted and assessed on its own merits. The main advantages of upgrading are the removal of quota and levy obligations for the employer.

S Pass to PR pathway

One of the most common questions from S Pass holders is whether they can apply for Singapore Permanent Residency (PR). The short answer is yes.

S Pass holders are eligible to apply for PR under the Professionals/Technical Personnel and Skilled Workers (PTS) scheme, which is the same scheme used by Employment Pass holders. The PTS scheme accounts for roughly 95% of all successful PR applications in Singapore.

When to apply

There is no official minimum period you must hold an S Pass before applying for PR, but immigration consultants generally recommend waiting at least 2–3 years. This gives you time to build a track record of stable employment, tax contributions and community involvement in Singapore, all of which strengthen your application.

Salary benchmarks for PR success

ICA does not publish a minimum salary requirement for PR applications. Salary is one of the factors assessed, though, and higher earners tend to have stronger applications. Among S Pass holders, those earning $4,500 or more per month generally have a better chance. That said, salary is only one of many factors. Your age, family ties to Singapore, educational background and length of residence all play a role. For a detailed analysis of how salary affects PR outcomes, see our guide on salary requirements for Singapore PR.

Approval rates

ICA does not publish official approval rates, but the government grants about 35,000 new PRs each year. In 2024, 35,264 new PRs were granted, the highest since 2010. In early 2026, Deputy Prime Minister Gan Kim Yong announced plans to increase the annual PR intake to about 40,000 per year. The total number of applications received is not officially disclosed, but based on the annual grant figures and application volumes reported by immigration consultancies, the overall approval rate is estimated at roughly 25–35%. The rate for S Pass holders specifically is not published, though it is generally considered lower than the EP holder approval rate given the typically lower salary and qualification profile.

Strengthening your S Pass to PR application

While salary matters, there are practical steps S Pass holders can take to improve their PR chances:

  • Stay with one employer for at least 2–3 years. ICA values employment stability.
  • Progress in your career. Salary increases and promotions during your S Pass tenure show upward mobility.
  • File your taxes on time every year. A clean tax record shows you are a contributing member of Singapore's economy.
  • Get involved in the community. Volunteering, grassroots involvement, or participation in People's Association events can strengthen your social integration profile.
  • Prepare thorough documentation. A well-supported application with clear evidence always performs better than a bare-minimum submission. Use our PR application checklist to make sure nothing is missing.

For more details on the full PR application process, see our Singapore PR application guide.

If you are an S Pass holder considering the PR pathway, our immigration consultants can assess your profile and advise on timing. Contact us for a consultation.

S Pass holder rights and benefits

Holding an S Pass in Singapore comes with a defined set of rights. Knowing these helps you plan your life in Singapore and avoid surprises.

Dependant's Pass for family members

S Pass holders earning a fixed monthly salary of $6,000 or more can sponsor their spouse and unmarried children under 21 for a Dependant's Pass (DP). If your salary is below $6,000, your family members cannot obtain a DP tied to your S Pass.

For common-law spouses, the Long-Term Visit Pass (LTVP) may be an option, but this is assessed on a case-by-case basis and is also generally available only to higher earners. Both EP and S Pass holders earning a fixed monthly salary of at least $12,000 may apply for a parent LTVP, according to MOM's eligibility criteria. In practice, very few S Pass holders earn at this level since S Pass roles typically fall in the mid-salary range.

Healthcare

Your employer is legally required to provide medical insurance with a minimum coverage of $60,000 per year for inpatient care and day surgery. This is a mandatory condition of the S Pass. Beyond this minimum, the extent of medical coverage depends on your employer's policy. S Pass holders are not covered by Singapore's national health insurance scheme (MediShield Life), which is only available to citizens and PRs.

Housing

S Pass holders can rent private residential property without restrictions. Renting an HDB flat is possible but subject to approval and the non-citizen quota (up to 8% per neighbourhood and 11% per block). You cannot purchase an HDB flat as an S Pass holder. Property purchases are limited to private condominiums and apartments, subject to Additional Buyer's Stamp Duty (ABSD) for foreigners.

CPF contributions

S Pass holders do not contribute to or receive benefits from the Central Provident Fund (CPF). CPF contributions only begin after you obtain Permanent Residency. This means S Pass holders do not accumulate CPF savings for housing, healthcare or retirement during their time on the pass. This is one reason many S Pass holders eventually apply for PR, since access to CPF benefits and subsidised healthcare only become available after obtaining PR status.

Tax obligations

S Pass holders are subject to Singapore income tax. If you are a tax resident (physically present or employed in Singapore for 183 days or more in a calendar year), you are taxed on a progressive scale starting at 0% for the first $20,000 of chargeable income. Non-residents are taxed at a flat 15% or the progressive rate, whichever produces a higher tax amount.

When you leave Singapore permanently, you or your employer must file tax clearance (Form IR21) at least one month before the departure date. MOM requires tax clearance to be completed before an S Pass can be cancelled.

Employer obligations

If you are an employer hiring S Pass holders, there are several obligations beyond the application itself.

Your S Pass headcount must stay within the sector-specific quota cap at all times. If a local employee leaves and your workforce shrinks, you could inadvertently exceed the quota limit, so regular monitoring is necessary.

The $650 monthly levy per S Pass holder is deducted via GIRO. Late payment incurs penalties. If an S Pass is cancelled mid-month, the levy is charged daily up to the cancellation date.

You must also maintain valid medical insurance with minimum $60,000 annual inpatient coverage for each S Pass holder throughout their employment. The salary paid must be at least the amount declared in the S Pass application. Paying less than the declared salary violates the Employment of Foreign Manpower Act and can result in fines, prosecution and debarment from hiring foreign workers.

Before each new S Pass application (not renewals), the position must be advertised on MyCareersFuture for 14 consecutive days, and local applicants must be fairly considered.

When an S Pass holder resigns or is terminated, the employer must file Form IR21 with IRAS at least one month before the employee's last day and withhold any outstanding monies until tax clearance is received.

S Pass application checklist

Use this checklist to make sure everything is in order before you submit your S Pass application:

Before you apply:

  • Job posted on MyCareersFuture for 14+ consecutive days
  • Self-Assessment Tool (SAT) returns a positive result
  • Offered salary meets the age-progressive threshold for the candidate's age and sector
  • Company has available S Pass quota headroom (check via EP Online)
  • Professional registrations obtained (for regulated professions)

Documents to prepare:

  • Candidate's passport (valid for at least 6 months)
  • Educational certificates (if declaring)
  • Employment contract or letter of offer
  • Company business profile (ACRA BizFile)
  • Company financial information
  • MyCareersFuture job posting reference number
  • Professional registration documents (if applicable)

After approval (IPA received):

  • Candidate enters Singapore within 60-day IPA validity
  • Medical examination completed (if required)
  • Fingerprinting and photograph at MOM Services Centre
  • Pass issuance fee of $100 paid
  • GIRO set up for monthly levy deductions
  • Medical insurance arranged (minimum $60,000/year inpatient)

S Pass timeline at a glance

A typical S Pass application follows this timeline:

Frequently asked questions

What is the S Pass in Singapore? The S Pass is a work pass issued by the Ministry of Manpower for mid-skilled foreign workers classified as associate professionals and technicians. It allows the holder to work in Singapore for a specific employer, subject to salary, quota and levy requirements.

What is the minimum salary for an S Pass in 2026? The minimum fixed monthly salary is $3,300 for general sectors and $3,800 for the financial services sector (for candidates aged 23 and below, effective from 1 September 2025). Older candidates face higher thresholds on an age-progressive scale, reaching $4,800 (general) or $5,650 (financial services) for those aged 45 and above.

How long does the S Pass application take? MOM processes most S Pass applications within about 10 business days. Applications involving overseas-based companies or requiring additional verification may take up to 8 weeks. Including the mandatory 14-day job posting period, expect the full process to take around 5–6 weeks.

Can an S Pass holder apply for PR in Singapore? Yes. S Pass holders are eligible to apply for Permanent Residency under the PTS (Professionals/Technical Personnel and Skilled Workers) scheme. Most consultants recommend applying after 2–3 years of stable employment in Singapore. See our Singapore PR application guide for more details.

What is the difference between an S Pass and an Employment Pass? The S Pass targets mid-skilled workers with a lower salary threshold ($3,300 minimum vs $5,600 for the EP), but it comes with a company-level quota (10–15% depending on sector) and a $650 monthly levy. The EP has no quota or levy but requires a higher salary and is subject to the COMPASS points-based framework. See our Employment Pass guide for a full comparison.

Can an S Pass holder bring family to Singapore? S Pass holders earning at least $6,000 per month can apply for a Dependant's Pass for their spouse and unmarried children under 21. Those earning below $6,000 are not eligible to sponsor dependants. S Pass holders (and EP holders) earning at least $12,000 per month may apply for a Long-Term Visit Pass for parents, though in practice few S Pass holders reach this salary level.

How much is the S Pass levy? Employers pay a flat levy of $650 per month for each S Pass holder. This rate was harmonised across all sectors from 1 September 2025.

What happens if my salary does not meet the new threshold at renewal? MOM applies the salary requirements in effect at the time of renewal, not the requirements from when the pass was first issued. If your salary does not meet the current threshold, the renewal will be rejected. You or your employer should increase the salary to meet the latest requirements before submitting the renewal application.

Can an S Pass holder buy property in Singapore? S Pass holders cannot purchase HDB flats. They can buy private property (condominiums and apartments) but are subject to the Additional Buyer's Stamp Duty (ABSD) for foreign buyers, which is currently 60% of the purchase price.

What is the S Pass quota for the services sector? Companies in the services sector can employ S Pass holders up to a maximum of 10% of their total workforce. The overall Dependency Ratio Ceiling (which includes all foreign worker types) for the services sector is 35%.

What happens if my S Pass application is rejected? You can appeal within 3 months of the rejection through the myMOM Portal. The appeal should address the specific reason for rejection with supporting documents. Appeals typically take several weeks to process. If the appeal fails, a fresh application can be submitted with a different candidate or after resolving the underlying issues.

Does an S Pass holder need to pay CPF? No. S Pass holders are not required to contribute to the Central Provident Fund (CPF) and do not receive CPF benefits. CPF contributions begin only after obtaining Singapore Permanent Residency.

The information in this guide is accurate as of March 2026 and is based on official MOM and ICA publications. Immigration policies change regularly. For the latest requirements, check the Ministry of Manpower website or contact our immigration consultants for personalised advice.

Considering the S Pass to PR pathway? Singapore Top Immigration's consultants specialise in S Pass to Singapore PR conversions. Get in touch today for a free initial assessment.

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